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What is Microcredit ?
The word "microcredit" did not exist before the seventies. Yunus states that there is several definitions of microcredit, which are creating misunderstanding and confusion in the discussion about it. So that he proposes to put labels to various types of microcredit in order to clarify and specify the different categories of microcredit.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.grameen-info.org/mcredit/
What is microfinance?
Microfinance is not only a way to provide to very poor families with very small loans (microcredit) to help them engage in productive activities or grow their tiny businesses; it includes a broader range of services (credit, savings, insurance, etc.).
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.cgap.org/portal/site/CGAP/menuitem.9a218408ac5bc61fae6c6210591010a0/
Barter
Barter is a type of trade that doesn't use any medium of exchange, in which goods or services are exchanged for other goods and/or services. It can be bilateral or multilateral as trade.
Barter and money are different means of balancing an economic exchange.

Segnalato da: Donata Cappello e Giulia Pagano
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http://ben.wikipedia.org/wiki/Barter
Developing countries' debt
Developing countries' debt is external debt incurred by Third World countries, generally in quantities beyond that country's ability to repay. Unpayable debt is a term used to describe external debt where the interest on the debt exceeds the amount that the country produces, thus preventing the debt ever being repaid.
Segnalato da: Donata Cappello e Giulia Pagano
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http://en.wikipedia.org/wiki/Developing_countries%27_debt
Non-governmental Organization
A non-governmental organization (NGO) is a legally constituted organization created by private persons or organizations with no participation or representation of any government. In the cases in which NGOs are funded totally or partially by governments, the NGO maintains its non-governmental status insofar as it excludes government representatives from membership in the organization.
Segnalato da: Donata Cappello e Giulia Pagano
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http://en.wikipedia.org/wiki/Non-governmental_organization
Saving
In common usage, saving generally means putting money aside, for example, by putting money in the bank or investing in a pension plan. In a broader sense, saving is typically used to refer to economizing, cutting costs, or to rescuing someone or something. In terms of personal finance, saving refers to preserving money for future use - typically by putting it on deposit - this is distinct from investment where there is an element of risk.
Segnalato da: Donata Cappello e Giulia Pagano
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http://en.wikipedia.org/wiki/Saving_%28money%29
The poverty threshold
The poverty threshold, or poverty line, is the minimum level of income deemed necessary to achieve an adequate standard of living. In practice, like the definition of poverty, the official or common understanding of the poverty line is significantly higher in developed nations than in developing countries.
Segnalato da: Donata Cappello e Giulia Pagano
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http://en.wikipedia.org/wiki/Poverty_threshold
Beneath the Surface - Microcredit and Women's Empowerment
The issue of women's empowerment started to constitute the cornerstone of any discussions on planned interventions for poverty alleviation, since the beginning of the microcredit programmes that mobilise and organise women at the grassroots levels and provide access to supportive services. The unique aspect of such a strategy is not its financial intermediation of credit for the poor but also its social intermediation.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.gdrc.org/icm/wind/beneath-surface.html
Microcredit as a Tool for Women Empowerment: The Case of Bangladesh
The strength of microcredit lie in its ability to organize idle women into a productive workforce with their proven creditworthiness. It is believed that 25 million people worldwide are now using microcredit to undertake income-generating or self-employment activities; of these, 90% are women.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.foreignaid.com/thinktank/microcredit.html
Accion International: A Message from our President
Never has the future of microfinance looked more promising.Today, ACCION and its partners measure success in the millions: 2.4 million microentrepreneurs served in 2006 in 23 countries, with more than $3.7 billion in credit loans – as low as $80 – and other financial services. We witness the impact of these services first-hand, and frequently: reliable income, children in school, improved health care, a solid roof overhead.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.accion.org/NETCOMMUNITY/Page.aspx?pid=222&srcid=253
ACCION's Mission
The mission of ACCION International is to give people the tools they need to work their way out of poverty. By providing microloans, business training and other financial services to poor men and women who start their own businesses, ACCION's partner lending organizations help people work their own way up the economic ladder, with dignity and pride.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.accion.org/NETCOMMUNITY/Page.aspx?pid=501&srcid=253
ACCION's Approach
ACCION's goal is to bring microfinance to enough people to have a significant impact on poverty. It has been estimated that it would cost over $250 billion to reach 500 million poor people with microfinance services – a figure well beyond the reach of donor funds. That is why ACCION is leading the effort to make microfinance financially self-sustaining.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.accion.org/NETCOMMUNITY/Page.aspx?pid=502&srcid=501
CARE (relief)
CARE is one of the largest international relief and humanitarian organizations in the world, with programs in nearly 70 countries. Worldwide staffing exceeds 12,000, most of whom come from the nation in which they work. CARE (originally Cooperative for American Remittances to Europe), was founded in 1945 by Wallace Campbell to provide relief to survivors of World War II.
Segnalato da: Donata Cappello e Giulia Pagano
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http://en.wikipedia.org/wiki/CARE_%28relief%29
CARE International
CARE International is one of the world’s top three aid agencies, fighting poverty and injustice in 70 countries around the world and helping 48 million people each year to find routes out of poverty.  
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http://www.careinternational.org.uk/?lid=21
CARE International: Vision and Principles
CARE’s vision is to seek a world of hope, tolerance and social justice, where poverty has been overcome and people live in dignity and security. CARE’s international programme is based on several principles, such us: to promote empowerment, towork in partnership with others, to ensure accountability and promote responsibility, and so on.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.careinternational.org.uk/Our%20Vision%20and%20Principles+133.twl
ACODEP (Asociación de Consultores para el Desarrollo de la Pequeña), Nicaragua
ACODEP is the largest micro-finance institution in Nicaragua. It was founded in 1989. In 1999, ACODEP had 11 branches and served around 12000 clients, mostly in urban and semi-urban locations. ACODPE’s mission is to reach all segments of the population that demand financial services for the development of their enterprises.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.microfinancegateway.org/poverty/pat/acodep.html
L'apparato muscolare

Tavola anatomica con elenco dei muscoli, rispettive zone del corpo umano e composizione chimica del corpo umano


Segnalato da: Laura Tibaldi, Igor Alex Vullo, Elisa Lanzini
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http://digilander.libero.it/bodyland/anatomia.htm
Is Microfinance an Effective Strategy to Reach the Millennium Development Goals?
The United Nations' Millennium Development Goals (MDGs) have galvanized the development community with an urgent challenge to improve the welfare of the world's neediest people. Microfinance, and the impact it produces, go beyond just business loans. The poor use financial services not only for business investment in their microenterprises but also to invest in health and education, to manage household emergencies, and to meet the wide variety of other cash needs that they encounter.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.cgap.org/docs/FocusNote_24.html
Impacts of microfinance
This section uses a growing database of empirical studies to show how microfinance impacts the ability of poor people to improve the conditions in which they live. Over the last three decades, poor people have used small loans to start new enterprises and expand ongoing ones.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.microfinancegateway.org/section/resourcecenters/impactassessment/impacts
Sustainable Banking With The Poor
Building sustainable financial services systems for poor men and women is of critical interest.
There is growing consensus on the premise that, once the start-up costs have been incurred, financial services can be sold to the working poor without recurrent subsidies under conditions that allow the financial intermediary to become self-sustainable.

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http://www.worldbank.org/wbi/mdf/mdf1/poor.htm
Microfinance Handbook: An Institutional and Financial Perspective
The Microfinance Handbook is a technical manual aimed at assisting microfinance practicioners in the design and implementation of their activities. This technical manual is a culmination of the ‘Sustainable Banking with the Poor’ project.
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http://www.microfinancegateway.org/content/article/detail/1455
Building Inclusive Financial Sectors for Development
Building Inclusive Financial Sectors for Development, also known as the "Blue Book," is the result of extensive consultations with expert microfinance stakeholders the world over. It offers a vision of what inclusive finance could be and it is intended to be a guide and companion to national dialogues among relevant stakeholders that individual countries may wish to convoke to develop their own national strategies.
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http://www.uncdf.org/english/microfinance/pubs/bluebook/index.php
United Nations Millennium Declaration
The United Nations Millennium Declaration states values and principles and draws a list of the intervention’s fields such us: peace, security and disarmament; development and poverty eradication;  protection of the common environment and human rights, democracy and good governance.
Segnalato da: Donata Cappello e Giulia Pagano
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http://www.un.org/millennium/declaration/ares552e.pdf
About the Millennium Development Goals
The Millennium Development Goals commit the international community to an expanded vision of development, one that vigorously promotes human development as the key to sustaining social and economic progress in all countries, and recognizes the importance of creating a global partnership for development.
Segnalato da: Donata Cappello e Giulia Pagano
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http://ddp-ext.worldbank.org/ext/GMIS/gdmis.do?siteId=2&menuId=LNAV01HOME1
Goal 1: Eradicate extreme poverty and hunger.
Extreme poverty in developing countries fell from 28 percent in 1990 to 19 percent in 2002. If economic growth rates in developing countries are sustained, global poverty will fall to 10 percent by 2015 - a striking success.
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http://ddp-ext.worldbank.org/ext/GMIS/gdmis.do?siteId=2&goalId=5&menuId=LNAV01GOAL1
Goal 2: Achieve universal primary education
Education is the foundation of all societies and globally competitive economies. It is the basis for reducing poverty and inequality, improving health, enabling the use of new technologies, and creating and spreading knowledge.
Segnalato da: Donata Cappello e Giulia Pagano
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http://ddp-ext.worldbank.org/ext/GMIS/gdmis.do?siteId=2&goalId=6&menuId=LNAV01GOAL2
World Overpopulation Awareness
The goal of this website is to preserve the environment and its natural resources for the benefit of people, families, and future generations. Here you can find talking of water scarcity, widespread poverty, hunger, species extinction, and global warming. Here is a vision of a better tomorrow in a world where people and nature live in balance.
Segnalato da: Elena Porazzi
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http://www.overpopulation.org/
Goal 3: Promote gender equality and empower women
When a country educates its girls, its mortality rates usually fall, fertility rates decline, and the health and education prospects of the next generation improve.
Segnalato da: Donata Cappello e Giulia Pagano
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http://ddp-ext.worldbank.org/ext/GMIS/gdmis.do?siteId=2&goalId=7&menuId=LNAV01GOAL3
End Poverty 2015: UN Millennium Campaign
At the 2000 UN Millennium Summit, world leaders from rich and poor countries alike committed themselves - at the highest political level - to a set of eight time-bound targets that, when achieved, will end extreme poverty worldwide by 2015.
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http://www.endpoverty2015.org/goals
UN Millennium Campaign: Goal 2
Every human being should have the opportunity to make a better life for themselves.
Goal 2: Universal Education - Ensure that all boys and girls complete a full course of primary schooling

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http://www.endpoverty2015.org/goals/universal-education

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